First-Time Buyer Mortgages

Buying your first home is one of life's biggest milestones, and at Greenstone Mortgages, we specialise in helping first-time buyers across the UK turn that milestone into reality.

We guide you through the entire journey, from understanding how much you can borrow and preparing your deposit, to securing your mortgage offer and completing on your new home. Many first-time buyers struggle with where to start, especially when navigating credit scores, affordability rules and rising house prices. Our advisers simplify the process and create a clear, step-by-step plan that works around your finances and future goals.

First-Time Buyer Mortgages

How Greenstone Helps First-Time Buyers

  1. Deposit planning and budgeting support

  2. Mortgage agreement in principle

  3. Access to exclusive first-time buyer deals

  4. Government scheme guidance (where applicable)

  5. Full application management through to completion

Key Benefits

Illustration for Key Benefits

Clear guidance from day one

Access to a wide panel of UK lenders

Personalised mortgage strategy

Support with solicitors and paperwork

FAQs

Typically between 5% and 10%, but options vary depending on your circumstances.
Yes. We work with lenders who consider new UK buyers and thin credit profiles.

Greenstone Mortgages is a trading name of WIS Contractor Mortgages Limited who is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK, and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA's website. By signing up, you agree we can email you about our products, services, offers, news, insights, and research. Unsubscribe any time. More in our privacy policy or by contacting the FCA on 0800 111 6768. Our Financial Services Register number is 824411.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority therefore you may not have the same consumer protection with these mortgages as they are considered a business transaction.

Registered in England and Wales with company registration number 11496588. The registered address is 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

We are a credit broker, not a lender and information on our charges can be found here.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.