Fixed, Tracker & Variable Rate Mortgages

Choosing the right interest rate structure can have a big impact on your monthly payments and long-term costs. At Greenstone Mortgages we provide expert guidance so you can compare fixed, tracker and variable products and decide what works best for your situation.

Understanding your options

  • Fixed rate: stable payments for peace of mind
  • Tracker rate: follows the Bank of England base rate
  • Variable rate: flexible but subject to change
Fixed, Tracker & Variable Rate Mortgages

How Greenstone Helps

  1. Market comparison and forecasting

  2. Payment stress-testing

  3. Risk management planning

  4. Long term affordability strategy

Key Benefits

Illustration for Key Benefits

Tailored interest rate advice

Protection against future rate rises

Cost-efficient mortgage planning

Full transparency on risks and rewards

FAQs

It depends on your circumstances and attitude to risk. We compare fixed, tracker and variable options and explain the pros and cons so you can choose with confidence.
Yes. When your deal ends you can remortgage or switch product. We help you plan ahead and secure a new rate 3–6 months before your current deal expires.

Greenstone Mortgages is a trading name of WIS Contractor Mortgages Limited who is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK, and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA's website. By signing up, you agree we can email you about our products, services, offers, news, insights, and research. Unsubscribe any time. More in our privacy policy or by contacting the FCA on 0800 111 6768. Our Financial Services Register number is 824411.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority therefore you may not have the same consumer protection with these mortgages as they are considered a business transaction.

Registered in England and Wales with company registration number 11496588. The registered address is 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

We are a credit broker, not a lender and information on our charges can be found here.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.